In 2025, microcredit organizations in Kyrgyzstan issued loans totaling approximately $983 million to more than 1.685 million recipients, according to the latest data released by the National Statistical Committee.
Compared to 2024, the number of microloan recipients increased 1.5-fold and the amount of microloans issued grew by almost 32%, reflecting the growing role of microfinance in a country with a population of just over 7 million.
Most microloan recipients were in the capital, Bishkek—over 36% of all borrowers, followed by the Osh (about 13%), Jalal-Abad (about 11%) and Chui (over 9%) regions.
Bishkek accounted for the largest share of microloans—28.5% of all microloans issued.
Consumer lending continued to dominate the sector, making up about 62% of all microloans issued. Loans for agricultural development comprised 15%, while loans for trade and the catering sector represented over 10%.
Kyrgyzstan currently has over 20 commercial banks and more than 500 non-bank financial institutions, including microcredit organizations. The financial sector’s client base continues to grow, largely due to increased adoption of mobile banking and the rise of online lending through microfinance platforms.
